AmeriValue is a trading name of LeadPoint Inc., a top generation company headquartered in Los Angeles, California.
Through the AmeriValue online policy, likely borrowers can view and equate mortgage rates.
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What is AmeriValue Mortgage?
AmeriValue mortgage is an online aggregator proposing loan and lender-matching services as well as material regarding loans, mortgages, and interest rates.
The company sends a simple online application form that needs minimum personally identifiable information, after which the applicant can receive various loan proposals through email.
It is true that with the help of a mortgage, you can acquire or buy a home or house. Before we head over to the great start, let us first define what a mortgage is.
A mortgage loan or simply mortgage is used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. Wikipedia
Mortgages are also known as “liens against property” or “claims on property.”
Taking a mortgage is one of the most important financial decisions an individual can ever make.
It is essential to understand what you are going into before you borrow money to buy a house.
How Does AmeriValue Work?
As an online mortgage aggregator, AmeriValue assists users to connect with different mortgage lenders so that they can find the best possible loan.
The process of finding a loan with AmeriValue can differ subject to a specific type of loan that you want.
Generally, it’s a great way to equate different loan rates as you shop for home loans.
By using AmeriValue mortgage easy online application form after login, you start getting loan offers by email.
This questionnaire-like form needs small information, which makes it fairly stress-free when compared to other loan applications.
Once you have completed your application, all that’s left is to go through the loan choices that you received until you find one that’s okay for you.
AmeriValue can link users with as many as five different loan originators.
It’s an exceptional way of comparing loan terms from opposing lenders so that you can see what kind of options you have.
AmeriValue Mortgage Options
AmeriValue works by connecting its users with lenders who make available a variety of common loan types.
These loan types are conventional, FHA, and VA loans.
Please note that the loan choices obtainable through AmeriValue are not different when likened to related lending services.
Again, this company may not be able to help you with finding a lender who offers it, if you’re searching for a specific loan type that is not very common.
AmeriValue Mortgage Terms and Conditions
The terms and conditions say that “the actual interest rate, APR (is an annual percentage rate charged for borrowing or earned through an investment), and agreement that you are given in this platform may be different based exactly on the terms of the loan selected.
The verification of information chosen, the locality and category of your property, your credit account, and all other factors that would be well-defined by the lender”
This information allows you to simply find how much you can save by using Amerivalue.
The website is programmed in such a way that navigation is easy so you do not need to spend a lot of time to get the right mortgaging company.
AmeriValue Mortgage Review
The website focuses on assisting people who are looking for a mortgage loan.
The company proposes up to five different home loan quotes to its customers and allows them to compare the results and choose the one that best suits their needs.
Advantages / Benefits
AmeriValue.com’s service is free of charge.
All you have to do is complete a simple online application.
The company will then match you with the best local and national lenders. It does not call for any credit scores.
The services are for both new home loans and refinancing.
Types of loans offered include:
- FHA Loans
- VA Loans
- Fixed-Rate Mortgages
- Adjustable-Rate Mortgages
- New Home Loan
Mortgage Rates
AmeriValue.com features mortgage rates from 2.5% and 3.1%.
Below is the information you need to provide:
- Income verification
- Valid Address
- Current mortgage information
- Prior closing documents
- Latest payroll stubs
- Homeowners insurance
- Property tax bill
- W-2 forms
- Most recent bank statements
Disadvantages
AmeriValue.com’s role is limited. As soon as you complete the form and it provides you with the home loan quotes that best match your interests. Its job stops
It is neither a mortgage brokerage nor a lender.
The company does not offer any financing or loans as well as an application for taking out a mortgage.
